Charltons Solicitors provide solicitors & legal services in Biddulph, Stoke-on-Trent

Guide To Remortgaging

Remortgaging is now one of the most common methods for homeowners to raise funds secured against their property.
Once you have selected your mortgage you will need to make sure the legal aspects of the remortgage are dealt with quickly.
We can help.
Once you have instructed us the process for remortgaging a property is:-

Stage 1 - Obtain Your Title
	We	You	Your Mortgage Lender Will
1.	For speed we will usually download titles from Land Registry Direct. We check you are the owners..	Complete the mortgage questionnaire and send or bring to us with all the required identification.	Complete a valuation survey of the property.
2.	Complete all required searches such as Local Authority Searches. For speed and to reduce your costs, search insurance is often obtained.	Check and sign all paperwork and return to us.	Approve your mortgage application.
3.	Check documentation from your mortgage lender and ensure all conditions can be met.		Send details of your approved mortgage to us.
4.	Prepare all documentation for you to sign and send that to you or see you.
5.	Check redemption figures on your current mortgage
6.	Confirm completion date.

Stage 2 - Completion
	We	You	Your Mortgage Lender Will
7.	Pay off any outstanding mortgage.		Send the mortgage funds to us.
8.	Pass on surplus funds to you.

Stage 3 - Post Completion
	We	You	Your Mortgage Lender
9.	Register new details with the land registry.

Quick Links

Guide To Remortgaging

Stage 1 - Obtain Your Title

Stage 2 - Completion

Stage 3 - Post Completion